Most New Yorkers come to us with the same handful of questions before they pick up the phone. Here are honest, statute-grounded answers — followed by the easiest way to reach us.
What New Yorkers Ask Most
| Common Question | Short Answer |
|---|---|
| Will a revocable trust save my estate taxes? | No. Assets stay in your taxable estate (EPTL Art. 7). See revocable living trusts. |
| When does the 5-year look-back apply? | Only for irrevocable Medicaid-planning trusts — not revocable ones. See irrevocable trusts. |
| Can a trust protect my disabled child’s benefits? | Yes — a Supplemental Needs Trust under EPTL § 7-1.12 preserves Medicaid and SSI. See special needs trusts. |
| Does New York estate tax affect me in 2026? | If your estate exceeds $7,350,000 — especially past the cliff at $7,717,500 — planning is urgent. |
| Trust or will — which do I need? | A trust avoids probate and stays private; a will goes through Surrogate’s Court publicly. |
Who We Serve Across New York
Morgan Legal Group, led by Russel Morgan, Esq., advises clients throughout New York State — from New York City and Long Island to Westchester, the Hudson Valley, and Upstate communities. We handle everything from trust formation through ongoing trust administration.
Ready to speak with an attorney?
Schedule a 30-minute consultation — no obligation, no jargon.
Have a question about your estate?
Talk it through with Russel Morgan — free 30-minute consult.
Further reading from Morgan Legal Group: .